Published By: Business Desk
Last Updated: September 20, 2023, 07:00 IST
Every year, senior citizens are required to provide a Life Certificate, known as Jeevan Praman Patra, to the relevant agency or Pension Disbursing Authority to keep receiving their pension. To do this, they can either visit banks or post offices in person or generate a digital Life Certificate through the government’s Jeevan Pramaan Face app. LIC offers three pension plans that are most suited for senior citizens – LIC’s Jeevan Akshay – VII, LIC’s New Jeevan Shanti, and LIC’s Saral Pension.
What is a Digital Life Certificate?
The Digital Life Certificate (known as Jeevan Pramaan) is a digital service equipped with biometric technology designed for pensioners. This service is available to pensioners receiving pensions from central or state government bodies, the Employees’ Provident Fund Organisation, or any other government organisation that has implemented the Digital Life Certificate system.
With this convenient service, pensioners are no longer required to make in-person visits to the pension disbursing agency to physically submit their life certificates. Instead, they can utilise the Aadhaar-enabled biometric authentication process to generate their Digital Life Certificate (DLC) digitally.
How can a LIC policyholder submit Life Certificate?
The Life Insurance Corporation of India (LIC) has launched the Jeevan Saakshya mobile application, designed to streamline the process of submitting Life Existence Certificates for both Individual Pension Plan (IPP) annuitants and LIC staff pensioners.
If you want to submit the Life Existence Certificate digitally through the LIC Jeevan Saakshya app, follow the steps mentioned here:
Step 1: First, download the LIC Jeevan Saakshya app from either the Google Play Store or Apple App Store.
Step 2: Open the application and complete the registration process by providing your mobile number or email ID.
Step 3: An OTP will be sent to your register mobile number. Enter the OTP and generate a four-digit MPIN for suture app logins.
Step 4: Now, provide necessary details like your annuity/pension number, date of birth, and select the type of pension and click on the submit option.
Step 5: The app will again send you an OTP to your registered mobile number or email ID. Enter it and allow the app to access your policy details.
Step 6: Then, click on ‘Proceed’ to generate your Life Existence Certificate. You can choose to verify with either Aadhaar or DigiLocker.
Step 7: The app will take a photo of your face using your device’s camera.
Step 8: Check all the details filled carefully and click on submit.
Step 9: Your Digital Certificate of Existence will be displayed on your screen.
The LIC Jeevan Saakshya app also offers the option to generate a Life Certificate as a facilitator. To do this, you need to provide information about the facilitator along with essential details like the Aadhaar and policy information of the pensioner.